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Savings
Solutions

SAVINGS PLAN

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Savings Solution

A savings plan offers a guaranteed returns. A savings solution is a type of product that helps you save your money over the years and create an assured financial corpus that can be used to fulfil your essential needs, your future goals, and meet your financial commitments. A savings plan can also act as your secondary source of income, depending on the plans you choose, thus letting you make a financial plan for the long term.

Savings plans are particularly useful for inculcating a disciplined and regular savings habit that will yield guaranteed returns during the course of or at the end of the term or both. Along with a robust financial plan, the life insurance coverage of a savings plan will keep you and your family secure so that any future emergencies your family may face can also be taken care of.

Having a savings plan with a necessary protection to your family and ensuring that their future is secure during uncertain times. However, having a life insurance savings plan allows you to save your money and build your wealth over the long term with an added layer of financial security.

A range of curated savings plans that help you fulfill all your financial goals with guaranteed returns while securing your family’s future so that finances do not hamper your dreams and obligations in any way.

Savings plan helps you to reach
your specific financial goals

Secure my Family's Future

Save for my Child's Future

Have a worry free retirement

Save for my Future Startup

Save to Fulfill my Dreams

Become a Crorepati

Enjoy My Vacation

Emergency savings

Buy a home
and car

SAVINGS PLAN

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Benefits of Having a Savings Plan?

  • Financial Protection
  • Family Protection
  • Wealth Creation
  • Retirement Savings
  • Safety of Capital
  • Loan Option
  • Save Tax
  • Health Cover
  • Child’s Future

Financial Protection

A savings plan helps protect your dreams and goals financially. On the plan’s maturity, the savings corpus enables you to fulfil your needs without any stress. A savings plan that enables you to meet life's goals through guaranteed regular income. By choosing this guaranteed income plan, you get to enjoy the benefits of life insurance coverage, coupled with the element of savings to fulfill your life goals. Switch to ‘Relax Mode’ with guarantee of a stable future. With a few savings plan, you can get the total premium paid by you at the end of the income period, irrespective of the survival of the life insured(s) during the income period chosen.

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Family Protection

A life insurance savings plan will protect your family against all odds in life with an adequate sum assured when you are unable to take care of them.

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Wealth Creation

You can save a regular amount of money each month under a savings plan throughout the tenure, ensuring a disciplined and guided savings habit.

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Retirement Savings

Savings plans are useful when it comes to making retirement plans. A monthly income plan can handle you and your family’s post-retirement needs.

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Safety of Capital

Safety of Capital & Assured Minimum Return

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Loan Option

When an assured savings insurance plan acquires surrender value, you can avail of a loan for extra support to fulfil any immediate financial obligations

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Save Tax

You can avail tax benefits as per the applicable tax laws. This savings plan provides you a stable and secure future for you and your family.

Health Cover

Time never stands still and neither do our financial needs. An individual life savings plan with an optional critical illness rider which provides coverage against 40 critical illnesses and provides flexibility to choose from an income period of between 20 to 45 years.

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Child’s Future

Savings plans are useful when it comes to planning for your childs education, marriage, and future plans. A monthly income or a lumpsum can your child needs.

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How to create savings?

Talk to our financial experts

Our financial advisors are here to help you build financial security and help you to get your next goal.

Savings Plan

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Who Should Opt for a
Savings Plan?

FAQ’s

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Frequently Asked Questions

? What is savings plan?

A savings plan provides you with the opportunity to save with no-risk investment options and secure your and your family’s financial future with a life cover. 

? What are riders? Why do I need a rider?

Riders are additional provisions that you can add to your basic plan in order to enhance the protection and the benefits you receive. These riders offer coverage against death, critical illness, terminal illness, disability due to an accident, etc.

? What is a claim settlement ratio?

The claim settlement ratio is referred to as the number of claims that have been passed by an insurance company. It is the ratio of the number of claims settled by an insurer to the number of claims filed in a given period of time.

? Why do I need a savings plan?

A savings plan provides you with insurance cover along with systematic savings. This guaranteed savings plan helps you to build your funds to achieve your long-term financial goals and secure your family’s future financial needs

Savings Plan Brochures

Plans

View Brochure

Tata AIA Life Insurance – Fortune Guarantee
Tata AIA Life Gold – Income Plan
Tata AIA Life Insurance – Fortune Guarantee Plus
Tata AIA Life Insurance – Guaranteed Monthly Income Plan
Tata AIA Life Insurance – Smart Income Plus
Tata AIA Life Guaranteed – Return Insurance Plan
TATA AIA Life Insurance – Smart Value Income Plan
Tata AIA Life Insurance – Diamond Savings Plan
Tata AIA Life Insurance – Value Income Plan

Savings Plan Videos

Tata AIA Life Insurance Fortune Guarantee Plus | Get Financial Protection and Guaranteed Income

Tata AIA Life Insurance Diamond Savings Plan | A Guaranteed Savings Plan to Fulfill your Dreams

Tata AIA Life Insurance Smart Value Income Plan | A Savings Plan That Adds Value to Your Life Goals!

Tata AIA Life Insurance Fortune Guarantee Plus | Get Financial Protection and Guaranteed Income

Tata AIA Life Insurance Fortune Guarantee Plus | Get Financial Protection and Guaranteed Income

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